Product Disclosure Statement

Date Description of change
14/06/18 Update to reflect change of company name from SpeedyMoney Pty Ltd to MoneySpot Finance Pty Ltd

MoneySpot Finance secured debt amount updated

Target Return rate updated from 10% p.a. to 12.8% p.a. (pre-tax, post fees)

Date Description of change
27/02/2020 Updated PDS issued 27th February 2020

A review of the PDS was undertaken to ensure:

(a) The PDS was in compliance with the relevant disclosure provisions and regulations of the Corporations Act;

(b) The PDS was in compliance with the relevant regulatory guides, class orders, legislative instruments and reports issued by the Australian Securities and Investments Commission (ASIC); and

(c) The PDS was consistent with the Constitution.

Additionally, MoneySpot Finance Pty Ltd, a related entity of the RE, has decided to expand its operations to the US, UK and New Zealand. This PDS now contains information about the strategy of MoneySpot Finance, its products, and the inherent risks and benefits of its strategy.

The Fund may also now choose to invest in other Credit Providers, providing those credit providers can achieve the appropriate risk and return profile.

MoneySpot Finance secured debt amount update to $1,000,000.

The RE has changed its name from MoneySpot Investments Limited to MSI Funds Management Limited.