12.8%pa*
*Targeted rate of return. After Fees and Charges. Income paid monthly.
6 Months*
*Minimum term. Withdrawal Offers may be made after an initial and subsequent 6-month period. See FAQs
$1,000
Minimum investment. We cater to retail and wholesale investors including self managed super funds.


MoneySpot Finance is at the forefront of new technology in consumer lending. All loans are subject to credit approval and loans and collections are electronic. Our investments are diversified across thousands of individual consumer loans. With a 6-month minimum term and high returns, it makes a lot of sense to make MoneySpot part of your investment portfolio.


Small loans are our business, what people use them for is their business. Investing in our business is good for everyone. The people who borrow from us do it for many reasons. Some borrow to pay for urgent dental treatment. Some to take advantage of an opportunity, and some simply because they need money fast. We’ve lent money for weddings, vet bills, school fees and even a much needed holiday. We don’t judge but we are responsible. And by investing with us, you’ll be helping too.
MoneySpot Finance uses the money invested with us to lend money to thousands of individual customers through several different consumer loan brands. The loans are up to $5,000 and the term of the loan is less than 2 years in duration. As with any loan, the consumer pays interest and the income generated supports the the Fund’s returns.
Our investments are spread across thousands of individual loans all at once, so the risk of default is diversified. Our targeted returns are net of fees and charges and distributed monthly.
Your investment can start with as little as $1,000 but obviously the more you invest, the greater the returns.
A
Responsible entity for the MoneySpot Investment Fund
ARSN 616929849.
Invests in
B
PTY LIMITED
MoneySpot Finance is a licensed credit provider
with a proven track record of
lending to retail consumers through several
different consumer loan brands.
Pays interest
and capital
Lends to
C
LOANS
to retail customers up to
$5000 and less than 2 years
in duration.
These loans are unsecured.
Repays loan


So much is changing in the world. The way we communicate. The way we work. And the way we connect.
Money is no different. The old institutions are locked in the past and are too slow and too bulky to move fast. But the way people use money has changed. When consumers need money to solve a problem, they want it now. We use new technology and innovation to improve our service and financial dealings. It’s not something that’s coming – it’s happening right now – and now is the time to invest. We invite you to join us on the journey.


Moneyspot has been successfully raising money from investors and returning yields in excess of 12.8% per annum since 2017. Moneyspot Finance has lent over $1 billion to hundreds of thousands of individual customers whilst prudently managing default risk. Credit risk is diversified amongst a large and growing pool of borrowers each making regular principal and interest or fee repayments, mostly weekly, over loan terms not more than 2 years.