12.8%pa*
*Targeted rate of return. After Fees and Charges. Income paid monthly.
6 Months*
*Minimum term. Withdrawal Offers may be made after an initial and subsequent 6-month period. See FAQs
$1,000
Minimum investment. We cater to retail and wholesale investors including self managed super funds.


individual borrowers through several different consumer loan brands in Australia and
overseas.The loans are up to $5,000 and the term of the loan is less than two years in duration. As
with any loan, the consumer pays interest and the income generated supports the Fund’s
returns.
Our investments are spread across thousands of individual loans all at once, so the risk of
default is diversified.
The Fund’s Targeted Returns are net of fees and charges and distributed monthly.
Your investment can start with as little as $1,000 but obviously the more you invest, the
greater the returns.
So much is changing in the world. The way we communicate. The way we work. And the way we connect.
Money is no different. The old institutions are locked in the past and are too slow and too bulky to move fast. But the way people use money has changed. When consumers need money to solve a problem, they want it now. We use new technology and innovation to improve our service and financial dealings. It’s not something that’s coming – it’s happening right now – and now is the time to invest. We invite you to join us on the journey.


excess of 12.8% per annum since 2017. Moneyspot Finance has lent over $1 billion to
hundreds of thousands of individual customers whilst prudently managing default risk.
Credit risk is diversified amongst a large and growing pool of borrowers each making
regular principal and interest or fee repayments, mostly weekly, over loan terms not more
than two years.
